Medical Benefits

Deductible (Individual/Family)

$3,500/$7,000

Coinsurance

0%

Out-of-Pocket Max (Individual/Family)

$4,500/$9,000

Primary

Deductible

Specialist

Deductible

Urgent Care

Deductible

Emergency Room

Deductible

Generic

Deductible, then $10 Copay

Brand Name

Deductible, then $45 Copay

Non-Preferred

Deductible, then $70 Copay

Specialty

Deductible, then 20% to a max of $150

Employee Only

$34.62

$0.00

Employee + Spouse

$249.23

$214.62

Employee + Spouse*

$318.46

$283.85

Employee + Children

$207.69

$173.08

Employee + Family

$369.23

$334.62

Employee + Family*

$438.46

$403.85

*Surcharge applies only if the employee’s spouse is eligible for coverage through their employer’s group
healthplan.

If you choose to elect the HSA option, Argus Consulting will contribute $75 per month to your Health Savings Account.

Deductible (Individual/Family)

$1,000/$2,000

Employee Coinsurance

20%

Out-of-Pocket Max (Individual/Family)

$3,500/$7,000

Primary Care

$25 Copay

Specialist

$50 Copay

Urgent Care

$75 Copay

Emergency Room

$200 Copay, then Deductible, then Coinsurance

Generic

$10 Copay

Brand Name

$45 Copay

Non-Preferred

$70 Copay

Specialty

20% to max of $150

Employee Only

$34.62

$0.00

Employee + Spouse

$348.46

$313.85

Employee + Spouse

$417.69

$383.08

Employee + Children

$276.92

$242.31

Employee + Family

$461.54

$426.92

Employee + Family

$530.77

$496.15

*Surcharge applies only if the employee’s spouse is eligible for coverage through their employer’s group
healthplan.