Medical Benefits

Deductible (Individual/Family)

$3,500/$7,000

Employee Coinsurance

0%

Out-of-Pocket Max (Individual/Family)

$4,500/$9,000

Primary Care

Deductible

Specialist

Deductible

Urgent Care

Deductible

Emergency Room

Deductible

Generic

Deductible, then $10 Copay

Brand Name

Deductible, then $45 Copay

Non-Preferred

Deductible, then $70 Copay

Specialty

Deductible, then 20% to Max of $150

Employee Only

$34.62

$0.00

Employee + Spouse

$281.54

$246.92

Employee + Spouse*

$350.77

$316.15

Employee + Children

$205.38

$170.77

Employee + Family

$362.31

$327.69

Employee + Family*

$431.54

$396.92

*Surcharge applies only if the employee’s spouse is eligible for coverage through their employer’s group
healthplan.

If you choose to elect the HSA option, Argus Consulting will contribute $75 per month to your Health Savings Account.

Deductible (Individual/Family)

$1,000/$2,000

Employee Coinsurance

20%

Out-of-Pocket Max (Individual/Family)

$3,500/$7,000

Primary Care

$25 Copay

Specialist

$50 Copay

Urgent Care

$75 Copay

Emergency Room

$200 Copay, then Deductible, then Coinsurance

Generic

$10 Copay

Brand Name

$45 Copay

Non-Preferred

$70 Copay

Specialty

20% to max of $150

Employee Only

$34.62

$0.00

Employee + Spouse

$399.23

$364.62

Employee + Spouse

$468.46

$433.85

Employee + Children

$272.31

$237.69

Employee + Family

$454.62

$420.00

Employee + Family

$523.85

$489.23

*Surcharge applies only if the employee’s spouse is eligible for coverage through their employer’s group
healthplan.