Life and AD&D Benefits
Argus Companies offers you and your family a Basic Life and Accidental Death and Dismemberment policy at no cost to you.
This is a 100% employer-paid benefit.
You must be actively working a minimum of 130 hours per month to be eligible for coverage.
To be eligible for coverage, your dependents must be able to perform normal activities, and not be confined (at home, in a hospital, or in any other care facility), and any child(ren) must be under age 26.
Employee Basic Life |
An amount equal to 1 times your annual salary, but in no event less than |
Employee Basic AD&D |
Equal to Life Benefit |
Spouse Basic Life |
$10,000 |
Child Basic Life (To Age 26) |
$1,000 |
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available to purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guarantee issue amounts.
Employee voluntary life must be elected in order to elect spouse or child voluntary life coverage. See plan documents for a list of rates.
Employee Voluntary Life |
5x annual earnings up to $500,000 |
Employee Guaranteed Issue (GI) |
$100,000 |
Spouse Voluntary Life |
100% of employee benefit up to $250,000 |
Spouse Guaranteed Issue (GI) |
100% of employee benefit up to $25,000 |
Child Voluntary Life |
$10,000 |
Group Number
G000BL8N
Provided By
Mutual of Omaha
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